Wells Fargo Active Cash℠ Card | CompareCredit Expert Review

We’re declaring a brand new Best in Class winner within the Balance Transfer class to kick off the brand new 12 months.

The newly launched Wells Fargo Reflect Card provides as much as a full 21-month 0% APR intro interval. That’s the longest interest-free interval accessible available on the market immediately, which is an important issue you will want to contemplate.

Bottom Line:

  • NEW 0% intro APR for as much as 21 months. Sign up online today and you will not pay any curiosity in any respect till October 2023. The 21 month interval begins while you open the account and applies to all purchases and qualifying steadiness transfers.
  • Free cellphone safety in case your cellphone is broken or stolen.
  • $0 annual charge.

(3,875 critiques)

Why We Rate This The Top Balance Transfer Card

Balance switch bank cards are mainly measured by a single normal — time. It’s all about how a lot time they offer you to pay down debt with out curiosity. By that normal, the Wells Fargo Reflect Card‘s 21-month 0% APR intro interval on each purchases and steadiness transfers is the longest of any card accessible available on the market immediately. You begin with an 18 month 0% intro APR interval from account opening, then so long as you proceed to make on-time minimal funds, that 0% APR extends as much as 3 months for a grand complete of 21 months interest-free.

What we’re seeing is the Wells Fargo Reflect Card drive curiosity from individuals who…

… Want to delay preliminary curiosity funds on new purchases

… Have an current steadiness they need to switch

… Need a time window to repay their steadiness earlier than they begin paying curiosity

If you had been to sign up online for the cardboard immediately you’d have till Oct. 2023 earlier than you begin getting hit with curiosity fees. It’s like taking a 21-month trip from paying curiosity!

More than only a steadiness switch card

The longest 0% Intro APR interval available on the market is cause sufficient to say sure to this card. On prime of that, Wells Fargo provides a number of extra perks that make this our new must-have amongst Balance Transfer playing cards:

  • No annual charge. The card is designed that will help you get monetary savings. You’ll mechanically keep away from any annual or upfront charges.
  • Free Cell Phone Protection as much as $600 if broken or stolen when cardholders pay their month-to-month cellphone invoice with their Reflect Card (topic to a $25 deductible). With the value of a typical cellphone within the lots of of {dollars}, having some type of insurance coverage is a good suggestion.
  • Earn Cash Back by way of My Wells Fargo Deals. I can login to my Wells Fargo account on-line or by way of the cellular app to view and activate offers for procuring, eating, and experiences — Earning a further 10% and even 20% again on eligible purchases is a extremely distinctive perk, particularly in the event you benefit from these sorts of provides frequently.
  • Built-in Zero Liability Protection to make sure cardholders should not held liable for any unauthorized transactions, when reported promptly.

Who Should Get This Card

The Wells Fargo Reflect Card is a superb match for many who need loads of time to pay down debt or finance a big buy, with out being charged curiosity.

This is why I’ve personally signed up for this card and advocate it to all my associates. This mixture of options – the 21-month trip from paying curiosity, $600 in cellphone safety, money again potential and no annual charge – is just too good to go up. We do not understand how longer they will offer it.

Remember, for Balance Transfer playing cards it is all about time. We recommend not losing any time ready to use for the premier steadiness switch card available on the market. Then taking your time to pay down your steadiness with no extra curiosity for as much as 21 months.

Simply click here to use and discover out in case you are authorised. You might get a choice in 60 seconds or much less. Why wait?


Each month, the CompareCredit group critiques over 100 bank card provides inspecting the options most dear to shoppers together with rewards, sign-up bonus, the rate of interest, charges and different options to determine the most effective provides proven right here.

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